It seems like everytime I turn around there's some politician telling me what they think is "good" for me or trying to impose their will on me by legislating my civil liberties away! The irony is that these politicinas can't even manage their own (person or professional) lives yet they seem to think they have some divine right to dictate mine, and yours! Really?
The economy is in the tank - Washington spends money like college kids on spring break, illegals / drug dealers cross our borders / enter our County seemingly unchallenged, jobs are gone, gas prices sky rocket for no apparent reason, obama care being shoved down our throats, etc, etc..
When is enough, enough America? When did "We the People" sign over complete control of our personal and professional lives to the politicians? To my knowledge, we never did yet they seem tot think they own American and that "We the People" and nothing more than cattle for them to herd ... Not so much!
The America these criminals (aka politicians) are forcing upon us is NOT the America our founding Fathers envisioned and / or wanted and it's time "We the People" stand up, speak up, and send a CLEAR message to EVERY politician on EVERY level of Government that "We the People" OWN America and that THEY (politicians) work for us!
Case and point ... In my business I'm required to possess a State and Federal license (all this costs money by the way) To secure this licensing, I am required to submit to background checks, credit checks, fingerprinting, on going education, testing, etc, etc... It's INSANE how many hoops we have to jump through to earn a living & after we have, the politicians tell me how much I'm alloed to earn!! Outrageous!
I propose that "We the People" set up a licensing system for any / all politicians and that it applies to those already in office (including the President / Congress) and those aspiring to be in government on any / all levels!
"We the People" will apoint a civillian board to accetp and review applications .. The members of this board will be choosen at random (to prevent corruption) just as they select jurors and they will serve one one to two year terms. When their term is up, they leave and return to private life with NO perks, etc...
Existing and aspiring politicians will be required to register (for a fee paid out of their pocket!) themselves in a Nationwide database, submit to, and successfully pass criminal background, credit, and financial checks BEFORE they are allowed to continue on to the actual licensing process!
Application fee to be no less than $2500.00 - Non-refundable for any reason
Licensing Fee to be no less than $10,000.00 with a renewal fee of no less than $5000.00
Any / all applicants will be required to provide absolute, certified documented proof of their American citizenship BEFORE being allowed to continue / proceed - NO EXCEPTIONS! Any applicant with any ties to illegal aliens, terrorists, big corporations, etc will be automatically, and immediately disqualified -
After successfully passing the pre-screening process, politicians will then be required to take / pass (with a score of no less than 85%) 80 hours of continuing education - These courses will consist of American history, Constitutional law, economics, etc... I for one truly believe that any person in this Country aspiring to and / or currently holding any political office should be extremely well versed in how this Country was founded, the stuggles our founding Fathers endured, and why it's absolutely vital that that which they gave birth to is preserved, and protected and any and all costs!
A politician's license will carry a two yer life span, and must be renewed for a fee - Any / all licensing fees will be paid for by the applicants (no tax payer dollars will ever be utilized for this) and all moneys collected will be used to fund the civillian board of review - This will be a self sufficient, self sustaining system - PERIOD!
Upon application for renewal, ALL applicants political, personal, and financial records will be scrutinized to insure they reflect the highest stand of integrity / worthy of public trust - Renewal applications will be denied for financial irresponsibility, criminal offense's etc ... Renewal fees will NOT be refunded and the applicant will be disqualified from holding any public office for a period of at least 5 years and / or until they can redeem themselves before the American public.
Once a politicians term has ended, they will return to private life by default and do so without any "perks" - There will no longer be life long "golden parachute" style health insurance, benefits, secret service protection etc, etc.. Politicians will return to their former professions and EARN a living / pay their own way just like the people they took an oath to represent ..
Of course, my licensing idea needs fine tuned but it absolutely has merit ... Think about it, we as business people have to jump through the politicians hoops / be licensed to do practically anything! Who are they to think themselves exempt and / or unaccountable to those they serve??
If you like this idea, share it with your friends - let's move it forward and make it happen! Only "We the People" can reclaim the freedoms, liberities, and rigthts these politicians continue to steal from us .. Remember, the politicians are PUBLIC SERVANTS! They ARE NOT royalty and / or above the law - If anything, they must be held to a higher standard than anyone else in America & when they get away with crimes, the entire system is broken!
Sunday, August 21, 2011
Thursday, March 31, 2011
Easy Credit Repair
Just an announcement regarding my latest eBook "Credit Repair Made Simple" ...
In this short but detailed publication, I take people step by step through the credit repair process and teach them how to do for themselves what the professionals do for a fraction of the cost ..
I also include a "bonus" section on how to achieve a AAA credit score in 90 days or less ..
You can find / order a copy at
http://www.ez-credit-repair.com/
In this short but detailed publication, I take people step by step through the credit repair process and teach them how to do for themselves what the professionals do for a fraction of the cost ..
I also include a "bonus" section on how to achieve a AAA credit score in 90 days or less ..
You can find / order a copy at
http://www.ez-credit-repair.com/
Thursday, March 24, 2011
Food For Thought..............
After reviewing acknowledgments of God from all 50 state constitutions, one is faced with the prospect that maybe, the ACLU and the out-of-control federal courts are wrong! If you found this to be 'Food for thought' send to as many as you think will be enlightened as I hope you were.
Alabama 1901, Preamble We the people of the State of Alabama , invoking the favor and guidance of Almighty God, do ordain and establish the following Constitution..
Alaska 1956, Preamble We, the people of Alaska , grateful to God and to those who founded our nation and pioneered this great land.
Arizona 1911, Preamble We, the people of the State of Arizona , grateful to Almighty God for our liberties, do ordain this Constitution...
Arkansas 1874, Preamble We, the people of the State of Arkansas , grateful to Almighty God for the privilege of choosing our own form of government...
California 1879, Preamble We, the People of the State of California , grateful to Almighty God for our freedom...
Colorado 1876, Preamble We, the people of Colorado , with profound reverence for the Supreme Ruler of Universe...
Connecticut 1818, Preamble. The People of Connecticut, acknowledging with gratitude the good Providence of God in permitting them to enjoy.
Delaware 1897, Preamble Through Divine Goodness all men have, by nature, the rights of worshipping and serving their Creator according to the dictates of their consciences.
Florida 1885, Preamble We, the people of the State of Florida , grateful to Almighty God for our constitutional liberty, establish this Constitution...
Georgia 1777, Preamble We, the people of Georgia , relying upon protection and guidance of Almighty God, do ordain and establish this Constitution...
Hawaii 1959, Preamble We , the people of Hawaii , Grateful for Divine Guidance ... Establish this Constitution.
Idaho 1889, Preamble We, the people of the State of Idaho , grateful to Almighty God for our freedom, to secure its blessings.
Illinois 1870, Preamble We, the people of the State of Illinois, grateful to Almighty God for the civil , political and religious liberty which He hath so long permitted us to enjoy and looking to Him for a blessing on our endeavors.
Indiana 1851, Preamble We, the People of the State of Indiana , grateful to Almighty God for the free exercise of the right to choose our form of government.
Iowa 1857, Preamble We, the People of the St ate of Iowa , grateful to the Supreme Being for the blessings hitherto enjoyed, and feeling our dependence on Him for a continuation of these blessings, establish this Constitution.
Kansas 1859, Preamble We, the people of Kansas , grateful to Almighty God for our civil and religious privileges establish this Constitution.
Kentucky 1891, Preamble.. We, the people of the Commonwealth are grateful to Almighty God for the civil, political and religious liberties..
Louisiana 1921, Preamble We, the people of the State of Louisiana , grateful to Almighty God for the civil, political and religious liberties we enjoy.
Maine 1820, Preamble We the People of Maine acknowledging with grateful hearts the goodness of the Sovereign Ruler of the Universe in affording us an opportunity .. And imploring His aid and direction.
Maryland 1776, Preamble We, the people of the state of Maryland , grateful to Almighty God for our civil and religious liberty...
Massachusetts 1780, Preamble We...the people of Massachusetts, acknowledging with grateful hearts, the goodness of the Great Legislator of the Universe In the course of His Providence, an opportunity and devoutly imploring His direction
Michigan 1908, Preamble. We, the people of the State of Michigan , grateful to Almighty God for the blessings of freedom, establish this Constitution.
Minnesota, 1857, Preamble We, the people of the State of Minnesota, grateful to God for our civil and religious liberty, and desiring to perpetuate its blessings:
Mississippi 1890, Preamble We, the people of Mississippi in convention assembled, grateful to Almighty God, and invoking His blessing on our work.
Missouri 1845, Preamble We, the people of Missouri , with profound reverence for the Supreme Ruler of the Universe, and grateful for His goodness . Establish this Constitution...
Montana 1889, Preamble. We, the people of Montana , grateful to Almighty God for the blessings of liberty establish this Constitution .
Nebraska 1875, Preamble We, the people, grateful to Almighty God for our freedom . Establish this Constitution.
Nevada 1864, Preamble We the people of the State of Nevada , grateful to Almighty God for our freedom, establish this Constitution...
New Hampshire 1792, Part I. Art. I. Sec. V Every individual has a natural and unalienable right to worship God according to the dictates of his own conscience.
New Jersey 1844, Preamble We, the people of the State of New Jersey, grateful to Almighty God for civil and religious liberty which He hath so long permitted us to enjoy, and looking to Him for a blessing on our endeavors.
New Mexico 1911, Preamble We, the People of New Mexico, grateful to Almighty God for the blessings of liberty..
New York 1846, Preamble We, the people of the State of New York , grateful to Almighty God for our freedom, in order to secure its blessings.
North Carol ina 1868, Preamble We the people of the State of North Carol ina, grateful to Almighty God, the Sovereign Ruler of Nations, for our civil, political, and religious liberties, and acknowledging our dependence upon Him for the continuance of those...
North Dakota 1889, Preamble We , the people of North Dakota , grateful to Almighty God for the blessings of civil and religious liberty, do ordain...
Ohio 1852, Preamble We the people of the state of Ohio , grateful to Almighty God for our freedom, to secure its blessings and to promote our common.
Oklahoma 1907, Preamble Invoking the guidance of Almighty God, in order to secure and perpetuate the blessings of liberty, establish this
Oregon 1857, Bill of Rights, Article I Section 2. All men shall be secure in the Natural right, to worship Almighty God according to the dictates of their consciences
Pennsylvania 1776, Preamble We, the people of Pennsylvania, grateful to Almighty God for the blessings of civil and religious liberty, and humbly invoking His guidance.....
Rhode Island 1842, Preamble. We the People of the State of Rhode Island grateful to Almighty God for the civil and religious liberty which He hath so long permitted us to enjoy, and looking to Him for a blessing....
South Carolina , 1778, Preamble We, the people of he State of South Carol ina grateful to God for our liberties, do ordain and establish this Constitution.
South Dakota 1889, Preamble We, the people of South Dakota , grateful to Almighty God for our civil and religious liberties .
Tennessee 1796, Art. XI..III. That all men have a natural and indefeasible right to worship Almighty God according to the dictates of their conscience...
Texas 1845, Preamble We the People of the Republic of Texas , acknowledging, with gratitude, the grace and beneficence of God.
Utah 1896, Preamble Grateful to Almighty God for life and liberty, we establish this Constitution.
Vermont 1777, Preamble Whereas all government ought to enable the individuals who compose it to enjoy their natural rights, and other blessings which the Author of Existence has bestowed on man ..
Virginia 1776, Bill of Rights, XVI Religion, or the Duty which we owe our Creator can be directed only by Reason and that it is the mutual duty of all to practice Christian Forbearance, Love and Charity towards each other
Washington 1889, Preamble We the People of the State of Washington, grateful to the Supreme Ruler of the Universe for our liberties, do ordain this Constitution
West Virginia 1872, Preamble Since through Divine Providence we enjoy the blessings of civil, political and religious liberty, we, the people of West Virginia reaffirm our faith in and constant reliance upon God ..
Wisconsin 1848, Preamble We, the people of Wisconsin, grateful to Almighty God for our freedom, domestic tranquility....
Do you know your State's Preamble?
Alabama 1901, Preamble We the people of the State of Alabama , invoking the favor and guidance of Almighty God, do ordain and establish the following Constitution..
Alaska 1956, Preamble We, the people of Alaska , grateful to God and to those who founded our nation and pioneered this great land.
Arizona 1911, Preamble We, the people of the State of Arizona , grateful to Almighty God for our liberties, do ordain this Constitution...
Arkansas 1874, Preamble We, the people of the State of Arkansas , grateful to Almighty God for the privilege of choosing our own form of government...
California 1879, Preamble We, the People of the State of California , grateful to Almighty God for our freedom...
Colorado 1876, Preamble We, the people of Colorado , with profound reverence for the Supreme Ruler of Universe...
Connecticut 1818, Preamble. The People of Connecticut, acknowledging with gratitude the good Providence of God in permitting them to enjoy.
Delaware 1897, Preamble Through Divine Goodness all men have, by nature, the rights of worshipping and serving their Creator according to the dictates of their consciences.
Florida 1885, Preamble We, the people of the State of Florida , grateful to Almighty God for our constitutional liberty, establish this Constitution...
Georgia 1777, Preamble We, the people of Georgia , relying upon protection and guidance of Almighty God, do ordain and establish this Constitution...
Hawaii 1959, Preamble We , the people of Hawaii , Grateful for Divine Guidance ... Establish this Constitution.
Idaho 1889, Preamble We, the people of the State of Idaho , grateful to Almighty God for our freedom, to secure its blessings.
Illinois 1870, Preamble We, the people of the State of Illinois, grateful to Almighty God for the civil , political and religious liberty which He hath so long permitted us to enjoy and looking to Him for a blessing on our endeavors.
Indiana 1851, Preamble We, the People of the State of Indiana , grateful to Almighty God for the free exercise of the right to choose our form of government.
Iowa 1857, Preamble We, the People of the St ate of Iowa , grateful to the Supreme Being for the blessings hitherto enjoyed, and feeling our dependence on Him for a continuation of these blessings, establish this Constitution.
Kansas 1859, Preamble We, the people of Kansas , grateful to Almighty God for our civil and religious privileges establish this Constitution.
Kentucky 1891, Preamble.. We, the people of the Commonwealth are grateful to Almighty God for the civil, political and religious liberties..
Louisiana 1921, Preamble We, the people of the State of Louisiana , grateful to Almighty God for the civil, political and religious liberties we enjoy.
Maine 1820, Preamble We the People of Maine acknowledging with grateful hearts the goodness of the Sovereign Ruler of the Universe in affording us an opportunity .. And imploring His aid and direction.
Maryland 1776, Preamble We, the people of the state of Maryland , grateful to Almighty God for our civil and religious liberty...
Massachusetts 1780, Preamble We...the people of Massachusetts, acknowledging with grateful hearts, the goodness of the Great Legislator of the Universe In the course of His Providence, an opportunity and devoutly imploring His direction
Michigan 1908, Preamble. We, the people of the State of Michigan , grateful to Almighty God for the blessings of freedom, establish this Constitution.
Minnesota, 1857, Preamble We, the people of the State of Minnesota, grateful to God for our civil and religious liberty, and desiring to perpetuate its blessings:
Mississippi 1890, Preamble We, the people of Mississippi in convention assembled, grateful to Almighty God, and invoking His blessing on our work.
Missouri 1845, Preamble We, the people of Missouri , with profound reverence for the Supreme Ruler of the Universe, and grateful for His goodness . Establish this Constitution...
Montana 1889, Preamble. We, the people of Montana , grateful to Almighty God for the blessings of liberty establish this Constitution .
Nebraska 1875, Preamble We, the people, grateful to Almighty God for our freedom . Establish this Constitution.
Nevada 1864, Preamble We the people of the State of Nevada , grateful to Almighty God for our freedom, establish this Constitution...
New Hampshire 1792, Part I. Art. I. Sec. V Every individual has a natural and unalienable right to worship God according to the dictates of his own conscience.
New Jersey 1844, Preamble We, the people of the State of New Jersey, grateful to Almighty God for civil and religious liberty which He hath so long permitted us to enjoy, and looking to Him for a blessing on our endeavors.
New Mexico 1911, Preamble We, the People of New Mexico, grateful to Almighty God for the blessings of liberty..
New York 1846, Preamble We, the people of the State of New York , grateful to Almighty God for our freedom, in order to secure its blessings.
North Carol ina 1868, Preamble We the people of the State of North Carol ina, grateful to Almighty God, the Sovereign Ruler of Nations, for our civil, political, and religious liberties, and acknowledging our dependence upon Him for the continuance of those...
North Dakota 1889, Preamble We , the people of North Dakota , grateful to Almighty God for the blessings of civil and religious liberty, do ordain...
Ohio 1852, Preamble We the people of the state of Ohio , grateful to Almighty God for our freedom, to secure its blessings and to promote our common.
Oklahoma 1907, Preamble Invoking the guidance of Almighty God, in order to secure and perpetuate the blessings of liberty, establish this
Oregon 1857, Bill of Rights, Article I Section 2. All men shall be secure in the Natural right, to worship Almighty God according to the dictates of their consciences
Pennsylvania 1776, Preamble We, the people of Pennsylvania, grateful to Almighty God for the blessings of civil and religious liberty, and humbly invoking His guidance.....
Rhode Island 1842, Preamble. We the People of the State of Rhode Island grateful to Almighty God for the civil and religious liberty which He hath so long permitted us to enjoy, and looking to Him for a blessing....
South Carolina , 1778, Preamble We, the people of he State of South Carol ina grateful to God for our liberties, do ordain and establish this Constitution.
South Dakota 1889, Preamble We, the people of South Dakota , grateful to Almighty God for our civil and religious liberties .
Tennessee 1796, Art. XI..III. That all men have a natural and indefeasible right to worship Almighty God according to the dictates of their conscience...
Texas 1845, Preamble We the People of the Republic of Texas , acknowledging, with gratitude, the grace and beneficence of God.
Utah 1896, Preamble Grateful to Almighty God for life and liberty, we establish this Constitution.
Vermont 1777, Preamble Whereas all government ought to enable the individuals who compose it to enjoy their natural rights, and other blessings which the Author of Existence has bestowed on man ..
Virginia 1776, Bill of Rights, XVI Religion, or the Duty which we owe our Creator can be directed only by Reason and that it is the mutual duty of all to practice Christian Forbearance, Love and Charity towards each other
Washington 1889, Preamble We the People of the State of Washington, grateful to the Supreme Ruler of the Universe for our liberties, do ordain this Constitution
West Virginia 1872, Preamble Since through Divine Providence we enjoy the blessings of civil, political and religious liberty, we, the people of West Virginia reaffirm our faith in and constant reliance upon God ..
Wisconsin 1848, Preamble We, the people of Wisconsin, grateful to Almighty God for our freedom, domestic tranquility....
Wyoming 1890, Preamble We, the people of the State of Wyoming , grateful to God for our civil, political, and religious liberties, establish this Constitution...
Monday, March 21, 2011
Loan Modification success, failure, and complete confusion
Over the past few years, loan modification has become the predominant alternative to foreclosure or an option for those homeowners who simply cannot refinance for one reason or another.
The first, and most important thing to know about the modification process is that the banks DO NOT have to do it! It is not a “law” or an “entitlement.” The banks are under absolutely no formal obligation to offer any assistance what so ever. Lenders offer modifications as a means to remain profitable, and prevent financial loss. Period.
There is nothing “easy” about the modification process anymore.
Once upon a time before the Federal Government became involved, modification WAS “easy” as it was done on a case-by-case basis, and structured on the homeowner’s unique criteria. Trust me when I say I miss those “old days!” Back then we applied actual banking skills versus this generic garbage the Feds use! Success rates were much higher, and the process typically took less than 90 days start to finish. Today you’re lucky to get an approval in 6 months!
It is common knowledge the Governments HAMP program is a financial train wreck. Nationwide it maintains an approximate 88% FAILURE rate! Really? What, if anything can run at 88% failure and still operate effectively? Nothing.. Imagine if your car was running at 88% failure or if it was your heart…. Your car would be in the shop, and you’d most likely be in the hospital or worse!
There are so many twists and spins to loan modification that it’s impossible to offer any “typical” examples but the “basics” are all pretty much the same for any lender.
After you’ve submitted your paperwork is when things start getting “tricky,” Your bank may not actually own your loan, and may just be servicing for another investor of Government agency. If this is the case, then your bank has very little power or authority to do much of anything other than forward your information on to the actual lien holder for review, and approval.
Should your bank be the lien holder also, odds are they will review your information for HAMP approval by default. Remember, HAMP is the Government program with an 88% failure rate…. HAMP determines whether you’re eligible or not based on your GROSS monthly income, not your net. A major mistake that causes epic failure for millions of people.
Long story short, never assume you’re “owed” a modification or that the Government program will help you as such an assumption could potentially cost you your home.
Also, don’t believe all the hype being promoted by the media and the Government. Not all private modification professionals are rip off artists. Truth be told, the scam artists represent a fraction of the industry. Most modification specialists are knowledgeable, honest, ethical professionals that genuinely care, and want to help you.
If you need to hire a professional, do your homework. You’re an intelligent person. If something sounds to good to be true, it is! You’re smart enough to recognize a scam artist when you hear or see one right?
Note: Attorneys have no “special” powers when it comes to modifications. The banks DO NOT fear them nor give them any preferential treatment
Professionals are entitled to be paid for their time, and expertise however; you should never pay anyone thousands of dollars for this service. I believe $1500.00 is a fair price considering all the time, and work involved. Personally, I’ve never charged more than $900.00 for my services, and I’ve never lost a clients home to foreclosure as a result of failure on my part!
Don’t be misled, use your brains, and do your homework!
If your need professional help with a loan modification, make sure you find, and hire someone that actually has experience, and knows what they are doing.
The first, and most important thing to know about the modification process is that the banks DO NOT have to do it! It is not a “law” or an “entitlement.” The banks are under absolutely no formal obligation to offer any assistance what so ever. Lenders offer modifications as a means to remain profitable, and prevent financial loss. Period.
There is nothing “easy” about the modification process anymore.
Once upon a time before the Federal Government became involved, modification WAS “easy” as it was done on a case-by-case basis, and structured on the homeowner’s unique criteria. Trust me when I say I miss those “old days!” Back then we applied actual banking skills versus this generic garbage the Feds use! Success rates were much higher, and the process typically took less than 90 days start to finish. Today you’re lucky to get an approval in 6 months!
It is common knowledge the Governments HAMP program is a financial train wreck. Nationwide it maintains an approximate 88% FAILURE rate! Really? What, if anything can run at 88% failure and still operate effectively? Nothing.. Imagine if your car was running at 88% failure or if it was your heart…. Your car would be in the shop, and you’d most likely be in the hospital or worse!
There are so many twists and spins to loan modification that it’s impossible to offer any “typical” examples but the “basics” are all pretty much the same for any lender.
- You must have a legitimate hardship
- You must have a verifiable source of income
- You must be able to document your income
- You must provide a letter of “hardship”
After you’ve submitted your paperwork is when things start getting “tricky,” Your bank may not actually own your loan, and may just be servicing for another investor of Government agency. If this is the case, then your bank has very little power or authority to do much of anything other than forward your information on to the actual lien holder for review, and approval.
Should your bank be the lien holder also, odds are they will review your information for HAMP approval by default. Remember, HAMP is the Government program with an 88% failure rate…. HAMP determines whether you’re eligible or not based on your GROSS monthly income, not your net. A major mistake that causes epic failure for millions of people.
Long story short, never assume you’re “owed” a modification or that the Government program will help you as such an assumption could potentially cost you your home.
Also, don’t believe all the hype being promoted by the media and the Government. Not all private modification professionals are rip off artists. Truth be told, the scam artists represent a fraction of the industry. Most modification specialists are knowledgeable, honest, ethical professionals that genuinely care, and want to help you.
If you need to hire a professional, do your homework. You’re an intelligent person. If something sounds to good to be true, it is! You’re smart enough to recognize a scam artist when you hear or see one right?
Note: Attorneys have no “special” powers when it comes to modifications. The banks DO NOT fear them nor give them any preferential treatment
Professionals are entitled to be paid for their time, and expertise however; you should never pay anyone thousands of dollars for this service. I believe $1500.00 is a fair price considering all the time, and work involved. Personally, I’ve never charged more than $900.00 for my services, and I’ve never lost a clients home to foreclosure as a result of failure on my part!
Don’t be misled, use your brains, and do your homework!
If your need professional help with a loan modification, make sure you find, and hire someone that actually has experience, and knows what they are doing.
Saturday, March 5, 2011
Monday, February 14, 2011
Arise America before the politicians STEAL the Country our founding Fathers created!
Thomas Jefferson once said:
"I believe that banking institutions are more dangerous to our liberties than standing armies . . . If the American people ever allow private banks to control the issue of their currency, first by inflation, then by deflation, the banks and corporations that will grow up around [the banks] . . . will deprive the people of all property until their children wake-up homeless on the continent their fathers conquered . . . The issuing power should be taken from the banks and restored to the people, to whom it properly belongs." -- Thomas Jefferson -- The Debate Over The Recharter Of The Bank Bill, (1809)
Read more about Thomas Jeffersons thoughts on the bankrupting of America here
America ..."We the People" own / Govern this Great Nation NOT the ELECTED politicans that have so arrogantly claimed "ownership" over her!
The Constitution begins as "We the People" NOT "We the Politicians!"
Paul Revere... America needs you ride through the night again proclaiming your warning!
"I believe that banking institutions are more dangerous to our liberties than standing armies . . . If the American people ever allow private banks to control the issue of their currency, first by inflation, then by deflation, the banks and corporations that will grow up around [the banks] . . . will deprive the people of all property until their children wake-up homeless on the continent their fathers conquered . . . The issuing power should be taken from the banks and restored to the people, to whom it properly belongs." -- Thomas Jefferson -- The Debate Over The Recharter Of The Bank Bill, (1809)
Read more about Thomas Jeffersons thoughts on the bankrupting of America here
America ..."We the People" own / Govern this Great Nation NOT the ELECTED politicans that have so arrogantly claimed "ownership" over her!
The Constitution begins as "We the People" NOT "We the Politicians!"
Paul Revere... America needs you ride through the night again proclaiming your warning!
Thursday, December 30, 2010
Don't Fall for the Banks / Fed HYPE!! HAMP is a SCAM and a MASSIVE FAILURE!
First, let's address and acknowledge the facts ...
Across America foreclosure prevention and loan modification companies popped up like weeds once the rip off artists learned there was easy money to be made by preying on the misfortunes of others ..It's a sad reality but, it's fact.
Secondly, we as consumers need to clearly understand that not all of these companies / individuals are crooks! There are just as many (if not more) honest, ethical, legitimate professionals out here offering distressed homeowners genuine services - I know this because I am one of them, and I've NEVER cheated anyone in spite of being cheated by clients who refused to pay me for services rendered. Oh yes America, getting "burned" is a two way street only you never hear about it when we get cheated as there's no agencies we can complain to and / or report this crime..
Lately, there's been a lot of media coverage / publication regarding how no one should have to pay for professional help ..Nonsense! No one goes to work for free and certainly the banks / Government is not helping homeowners "free of charge" by any stretch of any one's imagination!
The banks, Government, and so called non profits are very well funded and compensated by OUR TAX DOLLARS for these alleged "free" services..so don't buy that lie! The truth is, "they" just don't like and / or want competition from the private sector! This is the reality and truth you will never be told or hear from the media ..
7.2 TRILLION (12 zero's) of OUR TAX DOLLARS are being passed around to banks and government sponsored "free" help agencies instead of being passed out to the tax payers who paid them and desperately need them given back!! Remember president Bush's "stimulus" checks? What a joke! I think I got around $400 bucks back after I paid in over $30k in tax's LOL .. I framed the check and hung it on my office wall as a joke!
Do the math ... there are approximately 300 million people in America - Divide 7.2 Trillion dollars by 300 million... That would give EVERY American approximately $2.4 million dollars each!! Do you think that would solve America's economic crisis? Damned right it would!
I'm digressing ...
All the media hype you see / hear is clearly being promoted (and paid for) by those who DON'T want to see all that money spread around and / or see America's people financially strong again .. Guess who these people might be...The banks? The Government? The Wall St. Power Brokers? The Federal Reserve? All of the above!
"HAMP Homeowner Bailout . . . money goes to banks, mostly
On November 30, Treasury finally began reporting how much it is actually paying out for foreclosure prevention to various banks and servicers (HAMP Incentive Payments 11-30-10). So far $728 million has been paid out to encourage mortgage modifications and prevent foreclosures. Of that total, less than $100 million has gone to homeowners. Nearly half the money was paid to servicers (mostly banks), and about 40% was paid to investors holding the mortgages (in many cases, banks). This relative trickle of homeowner bailout spending, one-tenth of one percent of the TARP bailout budget, turns out to end up mostly where the rest of TARP money ended up: going to the banks.
Meanwhile, the Congressional Oversight Panel's latest report finds that the Administration's foreclosure relief program has fallen woefully short of its targets, and concludes that the money set aside by Congress for homeowners may never get spent. The program's failure is partly due to bad program design, but also because Fannie Mae and Freddie Mac, charged with administration and enforcement of the HAMP contracts with banks, have failed in their roles. Pacta sund servanda.
Posted by Alan White on Friday, December 17, 2010 "
The bottom line is if you need a professional, expect to pay them! No one works for free do they? You don't, why should a person helping you out of a very bad situation?
It's up to you as an intelligent consumer to due your due diligence on whom you hire and decide what saving your family home is worth to you... It's just that simple
The Federal Trade Commission now says that as of January 31st, NO ONE (except lawyers and banks) will be allowed to charge retainer fees for their services ..To me, this is pure insanity and nothing more than a cleverly disguised power grab ... Think about it, why should lawyers and banks be exempt? Are they more honest?
C'mon now..you're smarter than that aren't you? Honest lawyers and banks? In all fairness, I'm sure there are many but how many do you know personally and / or met in your lifetime?
http://endoftheamericandream.com/archives/the-coming-collapse-of-the-u-s-dollar
Let's also consider who runs the Government / Congress ....Lawyers and Big Banks
http://www.economicpopulist.org/content/hamp-scam
Makes you wonder doesn't it?
http://www.bloomberg.com/news/2010-10-29/mortgage-lenders-haven-t-gotten-what-s-due-them-ann-woolner.html
Since when do Americans allow themselves to be told what to do and / or who they can do it with?
Since when have "We the People" signed over our lives to politicians and greedy power brokers?
America, stop letting yourself be lied to and cheated ...
"We the People" should be free to hire anyone / anywhere to help us without interferance from any form of Government ..
Don't you agree?
The TRUTH is out here America!!
Across America foreclosure prevention and loan modification companies popped up like weeds once the rip off artists learned there was easy money to be made by preying on the misfortunes of others ..It's a sad reality but, it's fact.
Secondly, we as consumers need to clearly understand that not all of these companies / individuals are crooks! There are just as many (if not more) honest, ethical, legitimate professionals out here offering distressed homeowners genuine services - I know this because I am one of them, and I've NEVER cheated anyone in spite of being cheated by clients who refused to pay me for services rendered. Oh yes America, getting "burned" is a two way street only you never hear about it when we get cheated as there's no agencies we can complain to and / or report this crime..
Lately, there's been a lot of media coverage / publication regarding how no one should have to pay for professional help ..Nonsense! No one goes to work for free and certainly the banks / Government is not helping homeowners "free of charge" by any stretch of any one's imagination!
The banks, Government, and so called non profits are very well funded and compensated by OUR TAX DOLLARS for these alleged "free" services..so don't buy that lie! The truth is, "they" just don't like and / or want competition from the private sector! This is the reality and truth you will never be told or hear from the media ..
7.2 TRILLION (12 zero's) of OUR TAX DOLLARS are being passed around to banks and government sponsored "free" help agencies instead of being passed out to the tax payers who paid them and desperately need them given back!! Remember president Bush's "stimulus" checks? What a joke! I think I got around $400 bucks back after I paid in over $30k in tax's LOL .. I framed the check and hung it on my office wall as a joke!
Do the math ... there are approximately 300 million people in America - Divide 7.2 Trillion dollars by 300 million... That would give EVERY American approximately $2.4 million dollars each!! Do you think that would solve America's economic crisis? Damned right it would!
I'm digressing ...
All the media hype you see / hear is clearly being promoted (and paid for) by those who DON'T want to see all that money spread around and / or see America's people financially strong again .. Guess who these people might be...The banks? The Government? The Wall St. Power Brokers? The Federal Reserve? All of the above!
"HAMP Homeowner Bailout . . . money goes to banks, mostly
On November 30, Treasury finally began reporting how much it is actually paying out for foreclosure prevention to various banks and servicers (HAMP Incentive Payments 11-30-10). So far $728 million has been paid out to encourage mortgage modifications and prevent foreclosures. Of that total, less than $100 million has gone to homeowners. Nearly half the money was paid to servicers (mostly banks), and about 40% was paid to investors holding the mortgages (in many cases, banks). This relative trickle of homeowner bailout spending, one-tenth of one percent of the TARP bailout budget, turns out to end up mostly where the rest of TARP money ended up: going to the banks.
Meanwhile, the Congressional Oversight Panel's latest report finds that the Administration's foreclosure relief program has fallen woefully short of its targets, and concludes that the money set aside by Congress for homeowners may never get spent. The program's failure is partly due to bad program design, but also because Fannie Mae and Freddie Mac, charged with administration and enforcement of the HAMP contracts with banks, have failed in their roles. Pacta sund servanda.
Posted by Alan White on Friday, December 17, 2010 "
The bottom line is if you need a professional, expect to pay them! No one works for free do they? You don't, why should a person helping you out of a very bad situation?
It's up to you as an intelligent consumer to due your due diligence on whom you hire and decide what saving your family home is worth to you... It's just that simple
The Federal Trade Commission now says that as of January 31st, NO ONE (except lawyers and banks) will be allowed to charge retainer fees for their services ..To me, this is pure insanity and nothing more than a cleverly disguised power grab ... Think about it, why should lawyers and banks be exempt? Are they more honest?
C'mon now..you're smarter than that aren't you? Honest lawyers and banks? In all fairness, I'm sure there are many but how many do you know personally and / or met in your lifetime?
http://endoftheamericandream.com/archives/the-coming-collapse-of-the-u-s-dollar
Let's also consider who runs the Government / Congress ....Lawyers and Big Banks
http://www.economicpopulist.org/content/hamp-scam
Makes you wonder doesn't it?
http://www.bloomberg.com/news/2010-10-29/mortgage-lenders-haven-t-gotten-what-s-due-them-ann-woolner.html
Since when do Americans allow themselves to be told what to do and / or who they can do it with?
Since when have "We the People" signed over our lives to politicians and greedy power brokers?
America, stop letting yourself be lied to and cheated ...
"We the People" should be free to hire anyone / anywhere to help us without interferance from any form of Government ..
Don't you agree?
The TRUTH is out here America!!
Sunday, December 12, 2010
How to Affordably Repair Damaged Credit / Improve FICO Scores
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Forget the High Dollar Credit Repair “Attorney Firms” and “Miracle Worker” rip off artists!
We are REAL credit repair professionals with many years of REAL experience!
We have helped hundreds of people over the years, and now we are offering you that experience for less than the cost of a pizza!
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Don't Hesitate! If Your Credit is in Need of Repair, This Manual is EXACTLY What You Need to Get the Job Done! We Even Provide FREE Email Support!
http://www.2days2cash.com/10DollarCreditRepair.html
Friday, November 12, 2010
Better Business Bureau: Pay for Play? ABC Investigates
The Better Business Bureau, one of the country's best known consumer watchdog groups, is being accused by business owners of running a "pay for play" scheme in which A plus ratings are awarded to those who pay membership fees, and F ratings used to punish those who don't.
To prove the point, a group of Los Angeles business owners paid $425 to the Better Business Bureau and were able to obtain an A minus grade for a non-existent company called Hamas, named after the Middle Eastern terror group.
"Right now, this rating system is really unworthy of consumer trust or confidence," said Connecticut attorney general Richard Blumenthal in an interview to be broadcast as part of an ABC News investigation airing tonight on 20/20.
In an official demand letter sent to the national headquarters of the Better Business Bureau Thursday, Blumenthal called on the BBB to stop using its grading system, which he said was "potentially harmful and misleading" to consumers.
"The BBB accreditation and the BBB ratings systems is not about generating money," said BBB national president and CEO Steve Cox. He said the A minus grade for Hamas was given in error. "Plain and simple, we made a mistake," Cox told ABC News. Errors seem to abound at the Better Business Bureau.
As reported by an anonymous blogger the BBB also awarded an A minus rating to a non-existent sushi restaurant in Santa Ana, California and an A plus to a skinhead, neo-Nazi web site called Stormfront. Each listing cost $425. "They ran the credit card and within 12 hours they were an approved, accredited member," said the anonymous blogger, who runs a site called bbbroundup.com. "They're more interested in the money than their credibility," he said.
The BBB's Cox said the three listings were all mistakes made by sales people. "That's an inaccurate statement that business people are able to buy A's," Cox said. "We have more than 500,000 non-accredited businesses who have A ratings," he added. Yet, as part of the ABC News investigation, an ABC News producer with a camera was present as two small business owners in Los Angeles were told by Better Business Bureau tele-marketers that their grades of C could be raised to A plus if they paid $395 membership fees.
Terri Hartman, the manager of a Los Angeles antique fixtures store, Liz's Antique Hardware, was told only a payment could change her grade, based on one old complaint that had already been resolved. "So, if I don't pay, even though the complaint has been resolved, I still have a C rating?" Hartman then read off her credit card number and the next business day the C grade was replaced with an A plus, and the one complaint was wiped off the record.
In a second case, Carmen Tellez, the owner of a company that provides clowns for parties was also told she had to pay to fix her C- grade, based on a two-year old complaint that she says had already been resolved. The C minus became an A plus the very next day after she provided her credit card number for the $395 charge. "If I'm paying for a grade, then how are the customers supposed to really trust the Better Business Bureau?" she asked.
Cox said the examples provided by ABC News were violations of sales policy and not a standard way of doing business. "The BBB is not operating fraudulently," Cox said. In his demand letter to the BBB, the Connecticut attorney general said, "I am deeply concerned that certain BBB practices threaten its reputation and effectiveness as a reliable resource for consumers."
Allison Southwick, media relations manager for the BBB, said that the BBB had worked with Attorneys Geneal across the country, including Blumenthal, across the country to fight fraud. "We disagree with his characterization that BBB does not adequately disclose the fact that Accredited Businesses financially support BBB," said Southwick. "However, we are always interested in hearing from our partners in consumer advocacy and are pleased to accept constructive feedback from his office and other consumer advocates." "We have made good progress in working with his office on these issues, and anticipate that we will satisfactorily address his concerns," said Southwick.
Better Business Bureau Grading System The Better Business Bureau, a non-profit group that began 98 years ago, instituted its A plus through F grading system just two years ago, replacing a "satisfactory/unsatisfactory" ratings system.
Critics say the BBB has used the new grading system as part of an extensive tele-marketing campaign to increase membership and revenue. An ABC NEWS examination of filings with the federal government revealed that at least 25 of the Better Business Bureau's top officers had salaries in excess of $100,000. The head of the Los Angeles Better Business Bureau, William Mitchell, was paid more than $400,000, according to the Better business Bureau.
"I think the Better Business Bureau changed course and lost its way by adopting a system of pay to play that maybe enhanced its revenues but also greatly diminished its credibility and honesty," said attorney general Blumenthal, who was elected to the United States Senate from Connecticut last week. "It's very troubling and it could be illegal because the failure to disclose to consumers could well be deceptive and misleading," he added. The ABC News investigation found numerous examples of well known companies that are not members of the Better Business Bureau being branded with F grades, often apparently based on scant evidence or a small number of complaints.
The five-star Ritz Carlton Hotel in Boston was given a F rating after only two complaints. "A million customers served, two complaints resulting in an F rating, seems to be somewhat unusual, to say the least, " hotel general manager Erwin Schinnerl told WCVB-TV in Boston.
Celebrity chef Wolfgang Puck told ABC News that parts of his food and restaurant empire have received an F grade because he refused to pay to join the Better Business Bureau. "You know, if you become a member, you're sure to get an A, but if you don't pay, it's very difficult to get an A," said Puck, who has been a regular on the ABC News program "Good Morning America" since 1986. "I think where you have to join an organization to get a good grade is wrong," Puck said.
To prove the point, a group of Los Angeles business owners paid $425 to the Better Business Bureau and were able to obtain an A minus grade for a non-existent company called Hamas, named after the Middle Eastern terror group.
"Right now, this rating system is really unworthy of consumer trust or confidence," said Connecticut attorney general Richard Blumenthal in an interview to be broadcast as part of an ABC News investigation airing tonight on 20/20.
In an official demand letter sent to the national headquarters of the Better Business Bureau Thursday, Blumenthal called on the BBB to stop using its grading system, which he said was "potentially harmful and misleading" to consumers.
"The BBB accreditation and the BBB ratings systems is not about generating money," said BBB national president and CEO Steve Cox. He said the A minus grade for Hamas was given in error. "Plain and simple, we made a mistake," Cox told ABC News. Errors seem to abound at the Better Business Bureau.
As reported by an anonymous blogger the BBB also awarded an A minus rating to a non-existent sushi restaurant in Santa Ana, California and an A plus to a skinhead, neo-Nazi web site called Stormfront. Each listing cost $425. "They ran the credit card and within 12 hours they were an approved, accredited member," said the anonymous blogger, who runs a site called bbbroundup.com. "They're more interested in the money than their credibility," he said.
The BBB's Cox said the three listings were all mistakes made by sales people. "That's an inaccurate statement that business people are able to buy A's," Cox said. "We have more than 500,000 non-accredited businesses who have A ratings," he added. Yet, as part of the ABC News investigation, an ABC News producer with a camera was present as two small business owners in Los Angeles were told by Better Business Bureau tele-marketers that their grades of C could be raised to A plus if they paid $395 membership fees.
Terri Hartman, the manager of a Los Angeles antique fixtures store, Liz's Antique Hardware, was told only a payment could change her grade, based on one old complaint that had already been resolved. "So, if I don't pay, even though the complaint has been resolved, I still have a C rating?" Hartman then read off her credit card number and the next business day the C grade was replaced with an A plus, and the one complaint was wiped off the record.
In a second case, Carmen Tellez, the owner of a company that provides clowns for parties was also told she had to pay to fix her C- grade, based on a two-year old complaint that she says had already been resolved. The C minus became an A plus the very next day after she provided her credit card number for the $395 charge. "If I'm paying for a grade, then how are the customers supposed to really trust the Better Business Bureau?" she asked.
Cox said the examples provided by ABC News were violations of sales policy and not a standard way of doing business. "The BBB is not operating fraudulently," Cox said. In his demand letter to the BBB, the Connecticut attorney general said, "I am deeply concerned that certain BBB practices threaten its reputation and effectiveness as a reliable resource for consumers."
Allison Southwick, media relations manager for the BBB, said that the BBB had worked with Attorneys Geneal across the country, including Blumenthal, across the country to fight fraud. "We disagree with his characterization that BBB does not adequately disclose the fact that Accredited Businesses financially support BBB," said Southwick. "However, we are always interested in hearing from our partners in consumer advocacy and are pleased to accept constructive feedback from his office and other consumer advocates." "We have made good progress in working with his office on these issues, and anticipate that we will satisfactorily address his concerns," said Southwick.
Better Business Bureau Grading System The Better Business Bureau, a non-profit group that began 98 years ago, instituted its A plus through F grading system just two years ago, replacing a "satisfactory/unsatisfactory" ratings system.
Critics say the BBB has used the new grading system as part of an extensive tele-marketing campaign to increase membership and revenue. An ABC NEWS examination of filings with the federal government revealed that at least 25 of the Better Business Bureau's top officers had salaries in excess of $100,000. The head of the Los Angeles Better Business Bureau, William Mitchell, was paid more than $400,000, according to the Better business Bureau.
"I think the Better Business Bureau changed course and lost its way by adopting a system of pay to play that maybe enhanced its revenues but also greatly diminished its credibility and honesty," said attorney general Blumenthal, who was elected to the United States Senate from Connecticut last week. "It's very troubling and it could be illegal because the failure to disclose to consumers could well be deceptive and misleading," he added. The ABC News investigation found numerous examples of well known companies that are not members of the Better Business Bureau being branded with F grades, often apparently based on scant evidence or a small number of complaints.
The five-star Ritz Carlton Hotel in Boston was given a F rating after only two complaints. "A million customers served, two complaints resulting in an F rating, seems to be somewhat unusual, to say the least, " hotel general manager Erwin Schinnerl told WCVB-TV in Boston.
Celebrity chef Wolfgang Puck told ABC News that parts of his food and restaurant empire have received an F grade because he refused to pay to join the Better Business Bureau. "You know, if you become a member, you're sure to get an A, but if you don't pay, it's very difficult to get an A," said Puck, who has been a regular on the ABC News program "Good Morning America" since 1986. "I think where you have to join an organization to get a good grade is wrong," Puck said.
Wednesday, October 20, 2010
Reduce your monthly car payments by 50% or more! Our Vehicle loan modification program will make your payments affordable again
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As one of the pioneers in Mortgage Loan Modification, we know getting America back on track with realistic, affordable monthly payments is the top priority. Foreclosures in 2010 are at record numbers with no end in sight…
Caution: With Loan Modifications being such a new process it’s important you work with credentialed, experienced, honest professionals, and have the correct information needed to make an informed, educated decision. We are those professionals, and have the success record to prove it!
Genesis Credit Solutions, Inc., is available 24 hours a day, 7 days a week.
Nationwide Toll Free number 1 800 364 1939.
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Thursday, September 23, 2010
51% are disqualified fro Mortgage Relief
Washington: 09/23/2010
More than half of all enrolled in Obama's flagship mortgage relief program have fallen out of the program!
As of August, approximately 680,000 homeowners who applied for help have (51%)have been disqualified - Hope and Change? Excuse me??
The treasury dept said this is up from the 48% reported in July ..
2.5 Million have have been lost to foreclosure since December 2007 with another 3.3 million projected to still be lost
Obama, the Democrats, HAMP and "Hope and Change" are FAILURES and the FACTS prove it!
Screw the Government programs ..Hire REAL banking professionals if you need help
www.GenesisCreditSolutions.net
More than half of all enrolled in Obama's flagship mortgage relief program have fallen out of the program!
As of August, approximately 680,000 homeowners who applied for help have (51%)have been disqualified - Hope and Change? Excuse me??
The treasury dept said this is up from the 48% reported in July ..
2.5 Million have have been lost to foreclosure since December 2007 with another 3.3 million projected to still be lost
Obama, the Democrats, HAMP and "Hope and Change" are FAILURES and the FACTS prove it!
Screw the Government programs ..Hire REAL banking professionals if you need help
www.GenesisCreditSolutions.net
Tuesday, September 21, 2010
Another Obama Nightmare
Did you know that if you sell your house after 2012 you will pay a 3.8% sales tax on it?
That's $3,800 on a $100,000 home etc.
When did this happen? It's in the healthcare bill. Just thought you should know. SALES TAX TO GO INTO EFFECT 2013 (Part of HC Bill)REAL ESTATE SALES TAX!
So, this is "change we can believe in"?
The bulk of these new taxes don't kick in until 2013 (presumably after obama's re-election).
America can thank Nancy, Harry and Barack and your local Democrat Congressman for this one.
This tax will ABSOLUTELY SCREW the retiring generation who often downsize their homes.
Hope & Change my ass! More like taxation without representation! Seems to me a war was fought over just such outrageous actions resulting in the the Declaration of Independence in 1776...
This type of political thievery / tyranny makes your November and 2012 votes much more important than ever before because if "We the People" don't stop these corrupt, illegal alien loving, anti-American politicians now, America's future seems dire ..
I'm sorry...you weren't aware this was in the obamacare bill? No surprise.. you aren't alone. There are very few members of Congress in the same boat because of their clandestine, midnight voting for bills they've never read!
The Patriot Act is another prime example of these "midnight meetings" .. You recall the "Patriot Act" right? The laws that strip Americans of their civil liberties and gives our Government almost absolute power of us?
Do you even know what letters in "Patriot" stand for? Here ya go:
Uniting and Strengthening America by Providing Appropriate Tools Required to Intercept and Obstruct Terrorism Act of 2001
Doesn't sound very "patriotic" to me ...
Why am I writing this? BECAUSE AMERICA NEEDS TO WAKE THE HELL UP AND GET A CLUE, THAT'S WHY!
C'mon America ...
NOT Of,By, and For the Government!
Only "We the People" can reclaim / restore America back to the Country we knew as children ..A strong, fair, SAFE place where any / anyone could be anything they wanted to be provided they WORKED for it and EARNED it versus it being given to them because of their skin color or religions
That's $3,800 on a $100,000 home etc.
When did this happen? It's in the healthcare bill. Just thought you should know. SALES TAX TO GO INTO EFFECT 2013 (Part of HC Bill)REAL ESTATE SALES TAX!
So, this is "change we can believe in"?
The bulk of these new taxes don't kick in until 2013 (presumably after obama's re-election).
America can thank Nancy, Harry and Barack and your local Democrat Congressman for this one.
This tax will ABSOLUTELY SCREW the retiring generation who often downsize their homes.
Hope & Change my ass! More like taxation without representation! Seems to me a war was fought over just such outrageous actions resulting in the the Declaration of Independence in 1776...
This type of political thievery / tyranny makes your November and 2012 votes much more important than ever before because if "We the People" don't stop these corrupt, illegal alien loving, anti-American politicians now, America's future seems dire ..
I'm sorry...you weren't aware this was in the obamacare bill? No surprise.. you aren't alone. There are very few members of Congress in the same boat because of their clandestine, midnight voting for bills they've never read!
The Patriot Act is another prime example of these "midnight meetings" .. You recall the "Patriot Act" right? The laws that strip Americans of their civil liberties and gives our Government almost absolute power of us?
Do you even know what letters in "Patriot" stand for? Here ya go:
Uniting and Strengthening America by Providing Appropriate Tools Required to Intercept and Obstruct Terrorism Act of 2001
Doesn't sound very "patriotic" to me ...
Why am I writing this? BECAUSE AMERICA NEEDS TO WAKE THE HELL UP AND GET A CLUE, THAT'S WHY!
C'mon America ...
- Enough of this politically correct garbage that's destroying the very foundations of our Nation ...
- Enough looking to the government to solve all of our troubles!
- Enough turning a blind eye to the illegal alien invasion flooding over our borders!
- Enough of allowing 545 people in D.C. to dictate the lives of America's 300 million LAWFUL citizens!
NOT Of,By, and For the Government!
Only "We the People" can reclaim / restore America back to the Country we knew as children ..A strong, fair, SAFE place where any / anyone could be anything they wanted to be provided they WORKED for it and EARNED it versus it being given to them because of their skin color or religions
Friday, September 17, 2010
George Carlin on Education
“They say we need more money for education. That’s the big answer to everything, education. They say we need more money for books, more teachers, more classrooms, more schools, and more testing for the kids, and they’ll say, well we tried all of that, and the kids still can’t pass the tests. Don’t worry about that, because we’re going to lower the passing grades, and that’s what they do in a lot of these schools. They lower the passing grades so more kids can pass – more kids pass, the school looks goods, and the IQ of the country slips another 2 or 3 points. And pretty soon all you’ll need to get into college is a pencil. Got a pencil? Then get in there, it’s physics!
Then people wonder why 17 other countries graduate more scientist than we do. Education – politicians use that word, they use it on you. Politicians have traditionally hidden behind 3 things: the flag, the bible, and children – no child left behind, no child left behind. Oh, really it wasn’t too long ago you were talking about giving children a head start. Head start – left behind, someone’s losing ground here, but there’s a reason. There’s a reason for this. There’s a reason education sucks, and it’s the same reason it’ll never ever be fixed – it’s never going to get any better, don’t look for it, be happy with what you got, because the owners of this country don’t want that. I’m talking about the real owners now. The wealthy big business interests that controls things, and makes all the important decisions.
Forget the politicians, they’re irrelevant. The politicians are put there to give you the idea you have freedom of choice – you don’t. You have no choice. You have owners. They own you. They own everything. They own all the important land. They own, and control the corporations. They’ve long since bought, and payed for the senate, the congress, the state houses, the city halls, they got the judges in their back pockets, and they own all the big media, so they control just about all the information you get. They got you by the balls. They spend billions of dollars every year lobbying – lobbying, to get what they want.
Well we know what they want. They want more for themselves, and less for everybody else, but I’ll tell you what they don’t want – they don’t want a population of citizens capable of critical thinking. They don’t want well informed, well educated people capable of critical thinking. They’re not interested in that – that doesn’t help them. That’s against their interests. That’s right. They don’t want people that are smart enough to sit around a kitchen table, and think about how badly they’re getting screwed by a system that threw them overboard 30 fucking years ago. They don’t want that. You know what they want? Obedient workers – Obedient workers, people who are just smart enough to run the machines, and do that paper work. And just dumb enough to passively accept all these increasingly shittier jobs with the lower pay, the longer hours, the reduced benefits, the end of overtime, and vanishing pension that disappear the minute you go to collect it, and now they’re coming for your social security money. They want your retirement money. They want it back so they can give it to their criminal friends on Wall Street, and you know something? They’ll get it – they’ll get it all from you sooner or later cause they own this place. It’s a big club, and you aint in it. You, and I are not in The Big Club.
By the way, it’s the same big club they use to beat you over the head with all day long when they tell you what to believe. All day long beating you over the head with their media telling you what to believe, what to think, and what to buy.
The table has tilted folks. The game is rigged, and nobody seems to notice. Nobody seems to care. Good honest hard working people: white collar, blue collar it doesn’t matter what color shirt you have on. Good honest hard working people continue (these are people of modest being) – continue to elect these rich douchebags who don’t give a fuck about you. They don’t give a fuck about you – they don’t give a fuck about you. They don’t care about you at all – at all – at all, and nobody seems to notice. Nobody seems to care.
That’s what the owners counted on. The fact that Americans will probably remain willfully ignorant of the big red, white, and blue dick that’s being jammed up their assholes everyday, because the owners of this country know the truth. It’s called the American Dream cause you have to be asleep to believe it.” – George Carlin
Then people wonder why 17 other countries graduate more scientist than we do. Education – politicians use that word, they use it on you. Politicians have traditionally hidden behind 3 things: the flag, the bible, and children – no child left behind, no child left behind. Oh, really it wasn’t too long ago you were talking about giving children a head start. Head start – left behind, someone’s losing ground here, but there’s a reason. There’s a reason for this. There’s a reason education sucks, and it’s the same reason it’ll never ever be fixed – it’s never going to get any better, don’t look for it, be happy with what you got, because the owners of this country don’t want that. I’m talking about the real owners now. The wealthy big business interests that controls things, and makes all the important decisions.
Forget the politicians, they’re irrelevant. The politicians are put there to give you the idea you have freedom of choice – you don’t. You have no choice. You have owners. They own you. They own everything. They own all the important land. They own, and control the corporations. They’ve long since bought, and payed for the senate, the congress, the state houses, the city halls, they got the judges in their back pockets, and they own all the big media, so they control just about all the information you get. They got you by the balls. They spend billions of dollars every year lobbying – lobbying, to get what they want.
Well we know what they want. They want more for themselves, and less for everybody else, but I’ll tell you what they don’t want – they don’t want a population of citizens capable of critical thinking. They don’t want well informed, well educated people capable of critical thinking. They’re not interested in that – that doesn’t help them. That’s against their interests. That’s right. They don’t want people that are smart enough to sit around a kitchen table, and think about how badly they’re getting screwed by a system that threw them overboard 30 fucking years ago. They don’t want that. You know what they want? Obedient workers – Obedient workers, people who are just smart enough to run the machines, and do that paper work. And just dumb enough to passively accept all these increasingly shittier jobs with the lower pay, the longer hours, the reduced benefits, the end of overtime, and vanishing pension that disappear the minute you go to collect it, and now they’re coming for your social security money. They want your retirement money. They want it back so they can give it to their criminal friends on Wall Street, and you know something? They’ll get it – they’ll get it all from you sooner or later cause they own this place. It’s a big club, and you aint in it. You, and I are not in The Big Club.
By the way, it’s the same big club they use to beat you over the head with all day long when they tell you what to believe. All day long beating you over the head with their media telling you what to believe, what to think, and what to buy.
The table has tilted folks. The game is rigged, and nobody seems to notice. Nobody seems to care. Good honest hard working people: white collar, blue collar it doesn’t matter what color shirt you have on. Good honest hard working people continue (these are people of modest being) – continue to elect these rich douchebags who don’t give a fuck about you. They don’t give a fuck about you – they don’t give a fuck about you. They don’t care about you at all – at all – at all, and nobody seems to notice. Nobody seems to care.
That’s what the owners counted on. The fact that Americans will probably remain willfully ignorant of the big red, white, and blue dick that’s being jammed up their assholes everyday, because the owners of this country know the truth. It’s called the American Dream cause you have to be asleep to believe it.” – George Carlin
Thursday, September 16, 2010
An idea whose time has come AND is LONG OVERDUE!
Governors of 35 states have already filed suit against the Federal Government for imposing unlawful burdens upon them. It only takes 38 (of the 50) States to convene a Constitutional Convention.
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For too long we have been too complacent about the workings of Congress. Many citizens had no idea that members of Congress could retire with the same pay after only one term, that they specifically exempted themselves from many of the laws they have passed (such as being exempt from any fear of prosecution for sexual harassment) while ordinary citizens must live under those laws.
The latest was to exempt themselves from the Healthcare Reform ... in all of its forms. Somehow, that doesn't seem logical. We are not supposed to have an elite that is above the law.
I truly don't care if they are Democrat, Republican, Independent or whatever. The self-serving must stop. A Constitutional Convention is a good way to do that!
It is an idea whose time has come, and in this writers opinion, is FAR overdue!
With the advent of modern communication, the process can be moved along with incredible speed. There is talk out there that the "government" doesn't care what the people think which is absolutely irrelevant, as their personal opinions mean NOTHING versus those of "We the People"
It is incumbent on the (that's us by the way)population to address elected officials to the wrongs afflicted against the populace. Think about this...The 26th amendment (granting the right to vote for 18 year-olds) took only 3 months & 8 days to be ratified! Why? Simple! The people demanded it. That was in 1971...before computers, before e-mail, before cell phones, etc.
Of the 27 amendments to the Constitution, seven (7) took 1 year or less to become the law of the land...all because of public pressure.
I'm asking EVERY AMERICAN (illegals don't count!) forward this posting to a minimum of 20 (or more) people they know and in turn, ask them to do likewise.
In three days, most people in The United States of America will have the message!!
This is one proposal that really should be passed around.Proposed 28th Amendment to the United States Constitution:
"Congress shall make no law that applies to the citizens of the United States that does not apply equally to the Senators and/or Representatives; and, Congress shall make no law that applies to the Senators and/or Representatives that does not apply equally to the citizens of the United States ."
"Government big enough to supply everything you need is big enough to take everything you have ... The course of history shows that as a government grows, liberty decreases"
- Thomas Jefferson -
God Bless America and the Republic!
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For too long we have been too complacent about the workings of Congress. Many citizens had no idea that members of Congress could retire with the same pay after only one term, that they specifically exempted themselves from many of the laws they have passed (such as being exempt from any fear of prosecution for sexual harassment) while ordinary citizens must live under those laws.
The latest was to exempt themselves from the Healthcare Reform ... in all of its forms. Somehow, that doesn't seem logical. We are not supposed to have an elite that is above the law.
I truly don't care if they are Democrat, Republican, Independent or whatever. The self-serving must stop. A Constitutional Convention is a good way to do that!
It is an idea whose time has come, and in this writers opinion, is FAR overdue!
With the advent of modern communication, the process can be moved along with incredible speed. There is talk out there that the "government" doesn't care what the people think which is absolutely irrelevant, as their personal opinions mean NOTHING versus those of "We the People"
It is incumbent on the (that's us by the way)population to address elected officials to the wrongs afflicted against the populace. Think about this...The 26th amendment (granting the right to vote for 18 year-olds) took only 3 months & 8 days to be ratified! Why? Simple! The people demanded it. That was in 1971...before computers, before e-mail, before cell phones, etc.
Of the 27 amendments to the Constitution, seven (7) took 1 year or less to become the law of the land...all because of public pressure.
I'm asking EVERY AMERICAN (illegals don't count!) forward this posting to a minimum of 20 (or more) people they know and in turn, ask them to do likewise.
In three days, most people in The United States of America will have the message!!
This is one proposal that really should be passed around.Proposed 28th Amendment to the United States Constitution:
"Congress shall make no law that applies to the citizens of the United States that does not apply equally to the Senators and/or Representatives; and, Congress shall make no law that applies to the Senators and/or Representatives that does not apply equally to the citizens of the United States ."
"Government big enough to supply everything you need is big enough to take everything you have ... The course of history shows that as a government grows, liberty decreases"
- Thomas Jefferson -
God Bless America and the Republic!
Friday, September 10, 2010
People are finding these bombs in mailboxes and in their yards
Sounds like something happening more up North but wouldn't be surprised to see it make its way across America~
This is terrifying and 100% TRUE!
The next time you see a bottle laying around think twice before you pick it up.
I checked the Snopes website and it is true. Pay attention to this.
1. a plastic bottle with a cap.
2. a little Drano.
3. a little water.
4. a small piece of foil.
5. Disturb it by moving it; and BOOM!!
6. No fingers left and other serious effects to your face, eyes, etc..
People are finding these bombs in mailboxes and in their yards, just waiting for you to pick it up intending to put it in the trash. But, you'll never make it!!!
It takes about 30 seconds to explode after you move the thing.
See "SNOPES" below....it's true. This happened ...April 27, as a matter of fact.http://www.snopes.com/crime/warnings/bottlebomb.asp
This message brought to you as a public safety advisory by Ed Benko & Genesis Credit Solutions, Inc.
www.GenesisCreditSolutions.net
This is terrifying and 100% TRUE!
The next time you see a bottle laying around think twice before you pick it up.
I checked the Snopes website and it is true. Pay attention to this.
1. a plastic bottle with a cap.
2. a little Drano.
3. a little water.
4. a small piece of foil.
5. Disturb it by moving it; and BOOM!!
6. No fingers left and other serious effects to your face, eyes, etc..
People are finding these bombs in mailboxes and in their yards, just waiting for you to pick it up intending to put it in the trash. But, you'll never make it!!!
It takes about 30 seconds to explode after you move the thing.
See "SNOPES" below....it's true. This happened ...April 27, as a matter of fact.http://www.snopes.com/crime/warnings/bottlebomb.asp
This message brought to you as a public safety advisory by Ed Benko & Genesis Credit Solutions, Inc.
www.GenesisCreditSolutions.net
Sunday, September 5, 2010
CAN MUSLIMS BE GOOD AMERICANS?
This is reposted from an email I recieved ...I leave any opinions to the discrestion of my readers but, it's certainly 'food-for-thought'.
This is very interesting and we all need to read it from start to finish. And send it on to everyone. Maybe this is why our American Muslims are so quiet and not speaking out about any atrocities.
Can a good Muslim be a good American?
This question was forwarded to a friend who worked in Saudi Arabia for 20 years.The following is his reply:
Call it what you wish it's still the truth. You had better believe it. The more who understand this, the better it will be for our country and our future. The religious war is bigger than we know or understand. ....
Footnote: The Muslims have said they will destroy us from within. SO FREEDOM IS NOT FREE.
This is very interesting and we all need to read it from start to finish. And send it on to everyone. Maybe this is why our American Muslims are so quiet and not speaking out about any atrocities.
Can a good Muslim be a good American?
This question was forwarded to a friend who worked in Saudi Arabia for 20 years.The following is his reply:
- Theologically? No. . . . Because his allegiance is to Allah, The moon god of Arabia .
- Religiously? No.. . . Because no other religion is accepted by His Allah except Islam . (Quran, 2:256)(Koran)
- Scripturally? No. . . Because his allegiance is to the five Pillars of Islam and the Quran.
- Geographically? No.. . Because his allegiance is to Mecca , to which he turns in prayer five times a day.
- Socially? No. . . Because his allegiance to Islam forbids him to make friends with Christians or Jews .
- Politically? No.. . . Because he must submit to the mullahs (spiritual leaders), who teach annihilation of Israel and destruction of America , the great Satan.
- Domestically? No. .. . Because he is instructed to marry four Women and beat and scourge his wife when she disobeys him (Quran 4:34 )
- Intellectually? No. . Because he cannot accept the AmericanConstitution since it is based on Biblical principles and he believes the Bible to be corrupt.
- Philosophically? No. . . . Because Islam, Muhammad, and the Quran does not allow freedom of religion and expression. Democracy and Islam cannot co-exist. Every Muslim government is either dictatorial or autocratic.
- Spiritually? No.. . . Because when we declare 'one nation under God,' The Christian's God is loving and kind, while Allah is NEVER referred to as Heavenly father, nor is he ever called love in the Quran's 99 excellent names.
Call it what you wish it's still the truth. You had better believe it. The more who understand this, the better it will be for our country and our future. The religious war is bigger than we know or understand. ....
Footnote: The Muslims have said they will destroy us from within. SO FREEDOM IS NOT FREE.
What the Media DIDN'T Tell America......
Edward "Ed" Mezvinsky, born January 17, 1937, is a former congressman. A Democrat, he represented Iowa's 1st congressional district in the United States House of Representatives for two terms, from 1973 to 1977.
In March 2001, Mezvinsky was indicted and later pleaded guilty to 31 of 69 charges of bank fraud, mail fraud, and wire fraud. Nearly $10 million was involved in the crimes.
Shortly after his indictment, he was diagnosed with bipolar disorder, but the judge at his trial disallowed a mental illness defense.
After serving five years in federal prison, he was released in April 2008. He is expected to remain on federal probation until 2011, and owes substantial restitution to his victims. Who, exactly is "Ed" Mezvinsky?
He's Chelsea Clinton's new father-in-law.
Interesting that we saw nary a mention of this in any of the media hoopla eh?
Can we say "spin doctors?"
Wake up America!
www.GenesisCreditSolutions.net
In March 2001, Mezvinsky was indicted and later pleaded guilty to 31 of 69 charges of bank fraud, mail fraud, and wire fraud. Nearly $10 million was involved in the crimes.
Shortly after his indictment, he was diagnosed with bipolar disorder, but the judge at his trial disallowed a mental illness defense.
After serving five years in federal prison, he was released in April 2008. He is expected to remain on federal probation until 2011, and owes substantial restitution to his victims. Who, exactly is "Ed" Mezvinsky?
He's Chelsea Clinton's new father-in-law.
Interesting that we saw nary a mention of this in any of the media hoopla eh?
Can we say "spin doctors?"
Wake up America!
www.GenesisCreditSolutions.net
Friday, September 3, 2010
Illegal Immigration Costs U.S. tax payers $113 Billion a Year!!
Although this subject seems to have become "politically incorrect" (which boggles my mind) the facts are the facts and undeniable...
America is under siege! "We the People" need to stop being intimidated by false claims of racism and correctly identify / deal with this insult for what it is!!
The cost of harboring illegal immigrants in the United States is a staggering $113 billion a year!!
America owes these people NOTHING yet they now owe us EVERYTHING ...
It's time to say "enough is enough" and enforce our laws regardless of it being "unpopular"
http://www.foxnews.com/us/2010/07/02/immigration-costs-fair-amnesty-educations-costs-reform/
America is under siege! "We the People" need to stop being intimidated by false claims of racism and correctly identify / deal with this insult for what it is!!
The cost of harboring illegal immigrants in the United States is a staggering $113 billion a year!!
America owes these people NOTHING yet they now owe us EVERYTHING ...
It's time to say "enough is enough" and enforce our laws regardless of it being "unpopular"
http://www.foxnews.com/us/2010/07/02/immigration-costs-fair-amnesty-educations-costs-reform/
Wednesday, September 1, 2010
Portrait of HAMP Failures
http://rortybomb.wordpress.com/2010/08/26/david-dayens-portrait-of-hamp-failures/
Very interesting coverage of HAMP's outrageous, shameful, and VERY EXPENSIVE Failure
HAMP is the President's "Home Affordable Modification Program" AKA Federal Train Wreck!
Very interesting coverage of HAMP's outrageous, shameful, and VERY EXPENSIVE Failure
HAMP is the President's "Home Affordable Modification Program" AKA Federal Train Wreck!
Monday, August 30, 2010
Credit Repair...Understanding the game
Credit repair is like a game of cat and mouse. Our job as credit repair experts is to know how, where, and when to set up, and spring the traps.
Credit Reporting Agencies, Collection Agencies, Banks and Credit Card companies get sued 1000's of time per year.
The majority of the lawsuits filed are born out of incompetenace, laziness, and neglect. The collection agencies, banks, credit reporting agencies and credit card companies consistently report inaccurate, unverifiable and outdated data. Reporting of inaccurate, outdated and unverifiable data is a violation of several laws and acts however, as they assume the public is to ignorant to know the law and their rights, and that there's no real agency "watch dogging" their actions, they simply do what they want and / or don't bother.
The FCRA (Fair Credit Reporting Act), FACTA (Fair and Accurate Credit Transactions Act), FCBA (Fair Credit Billing Act), HIPPA (Health Insurance Portability & Accountability Act) all have consumer protections and special provisions that deal specifically with collection agencies, credit reporting agencies, original creditors and / or medical providers.
Credit Reporting Agencies, Collection Agencies, Banks and Credit Card companies get sued 1000's of time per year.
The majority of the lawsuits filed are born out of incompetenace, laziness, and neglect. The collection agencies, banks, credit reporting agencies and credit card companies consistently report inaccurate, unverifiable and outdated data. Reporting of inaccurate, outdated and unverifiable data is a violation of several laws and acts however, as they assume the public is to ignorant to know the law and their rights, and that there's no real agency "watch dogging" their actions, they simply do what they want and / or don't bother.
The FCRA (Fair Credit Reporting Act), FACTA (Fair and Accurate Credit Transactions Act), FCBA (Fair Credit Billing Act), HIPPA (Health Insurance Portability & Accountability Act) all have consumer protections and special provisions that deal specifically with collection agencies, credit reporting agencies, original creditors and / or medical providers.
Understanding which of these numerous, complex laws apply to which situation is EXTREMELY important BUT also very confusing.
For example: If you were to send a letter to a collection agency stating that they have violated the "XYZ" consumer protection act and the must comply within "X" amount days or a formal complaint will be filed using an incorrect statute your dispute will be useless, and a waste of time, energy, and resources. This is a common error made by many so called "credit repair" professionals .. It's a sad reality but many of these credit repair, loan modification, debt consolidation companies hire inexperienced, unqualified sales people (who work for much less than a credentialed professional) to "sell" and work their files ..Like the credit agencies they pursue, they too are often lazy, incompetent, and motivated by profits ..
GCS, Inc., is staffed by only credentialed professionals, and makes it a point to understand the consumer protection sections of each of the aforementioned laws, and apply them effectively to maximize the benefits our clients seek, and need .
Don't misunderstand, mentioning laws and quoting statutes is very effective however, it can also be equally detrimental if not done / presented correctly. Obviously misquoting the law makes you look like an incompetent idiot, and sending form style letters is impersonal / unprofessional. Another major mistake constantly made by self professed credit "experts"..Mistakes that waste their clients time, and money. Both of which are unacceptable.
Another little know fact is that it cost’s the credit reporting bureaus money to have employee’s spend countless hours reviewing / addressing dispute letters ..The “Big 3” DOES NOT like the added expense's dispute letters bring, and do whatever they can to cut corners / minimize the time spent addressing them! The beauty of this is that their weakness now becomes our strentgh!
As professional credit advisors / credit repair experts, we understand the complexities of the credit dispute process and how use the credit reporting agencies incompetence to benefit our clients.
I hope you found information in this article useful. I will be posting more in the future that contain equally helpful information on a variety of topics related to credit repair, loan modification, debt consolidation, debt management.
Thank you
Edward J.Benko, Owner / CEO
GCS, Inc., is staffed by only credentialed professionals, and makes it a point to understand the consumer protection sections of each of the aforementioned laws, and apply them effectively to maximize the benefits our clients seek, and need .
Don't misunderstand, mentioning laws and quoting statutes is very effective however, it can also be equally detrimental if not done / presented correctly. Obviously misquoting the law makes you look like an incompetent idiot, and sending form style letters is impersonal / unprofessional. Another major mistake constantly made by self professed credit "experts"..Mistakes that waste their clients time, and money. Both of which are unacceptable.
Another little know fact is that it cost’s the credit reporting bureaus money to have employee’s spend countless hours reviewing / addressing dispute letters ..The “Big 3” DOES NOT like the added expense's dispute letters bring, and do whatever they can to cut corners / minimize the time spent addressing them! The beauty of this is that their weakness now becomes our strentgh!
As professional credit advisors / credit repair experts, we understand the complexities of the credit dispute process and how use the credit reporting agencies incompetence to benefit our clients.
I hope you found information in this article useful. I will be posting more in the future that contain equally helpful information on a variety of topics related to credit repair, loan modification, debt consolidation, debt management.
Thank you
Edward J.Benko, Owner / CEO
Genesis Credit Solutions, Inc.
License # MB100019240
800-364-1939 Toll Free Voice / Fax
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