Had Enough Yet America? Lets License Politicians

It seems like everytime I turn around  there's some politician telling me what they think is "good" for me or trying to impose their will on me by legislating my civil liberties away! The irony is that these politicinas can't even manage their own (person or professional) lives yet they seem to think they have some divine right to dictate mine, and yours!  Really?

The economy is in the tank - Washington spends money like college kids on spring break, illegals / drug dealers cross our borders / enter our County seemingly unchallenged, jobs are gone, gas prices sky rocket for no apparent reason, obama care being shoved down our throats, etc, etc..

When is enough, enough America?  When did "We the People" sign over complete control of our personal and professional lives to the politicians? To my knowledge, we never did yet they seem tot think they own American and that "We the People" and nothing more than cattle for them to herd ... Not so much!

The America these criminals (aka politicians) are forcing upon us is NOT the America our founding Fathers envisioned and / or wanted and it's time "We the People" stand up, speak up, and send a CLEAR message to EVERY politician on EVERY level of Government that "We the People" OWN America and that THEY (politicians) work for us!

Case and point ... In my business I'm required to possess a State and Federal license (all this costs money by the way) To secure this licensing, I am required to submit to background checks, credit checks, fingerprinting, on going education, testing, etc, etc... It's INSANE how many hoops we have to jump through to earn a living & after we have, the politicians tell me how much I'm alloed to earn!! Outrageous!

I propose that "We the People" set up a licensing system for any / all politicians and that it applies to those already in office (including the President / Congress) and those aspiring to be in government on any / all levels!

"We the People" will apoint a civillian board to accetp and review applications .. The members of this board will be choosen at random (to prevent corruption) just as they select jurors and they will serve one one to two year terms. When their term is up, they leave and return to private life with NO perks, etc...

Existing and aspiring politicians will be required to register (for a fee paid out of their pocket!) themselves in a Nationwide database, submit to, and successfully pass criminal background, credit, and financial checks BEFORE they are allowed to continue on to the actual licensing process!

Application fee to be no less than $2500.00 - Non-refundable for any reason
Licensing Fee to be no less than $10,000.00 with a renewal fee of no less than $5000.00

Any / all applicants will be required to provide absolute, certified documented proof of their American citizenship BEFORE being allowed to continue / proceed - NO EXCEPTIONS! Any applicant with any ties to illegal aliens, terrorists, big corporations, etc will be automatically, and immediately disqualified -


After successfully passing the pre-screening process, politicians will then be required to take / pass (with a score of no less than 85%) 80 hours of continuing education - These courses will consist of American history, Constitutional law, economics, etc... I for one truly believe that any person in this Country aspiring to and / or currently holding any political office should be extremely well versed in how this Country was founded, the stuggles our founding Fathers endured, and why it's absolutely vital that that which they gave birth to is preserved, and protected and any and all costs!

A politician's license will carry a two yer life span, and must be renewed for a fee - Any / all licensing fees will be paid for by the applicants (no tax payer dollars will ever be utilized for this) and all moneys collected will be used to fund the civillian board of review - This will be a self sufficient, self sustaining system - PERIOD!

Upon application for renewal, ALL applicants political, personal, and financial records will be scrutinized to insure they reflect the highest stand of integrity / worthy of public trust - Renewal applications will be denied for financial irresponsibility, criminal offense's etc ... Renewal fees will NOT be refunded and the applicant will be disqualified from holding any public office for a period of at least 5 years and / or until they can redeem themselves before the American public.

Once a politicians term has ended, they will return to private life by default and do so without any "perks" - There will no longer be life long "golden parachute" style health insurance, benefits, secret service protection etc, etc..  Politicians will return to their former professions and EARN a living / pay their own way just like the people they took an oath to represent ..

Of course, my licensing idea needs fine tuned but it absolutely has merit ... Think about it, we as business people have to jump through the politicians hoops / be licensed to do practically anything! Who are they to think themselves exempt and / or unaccountable to those they serve??

If you like this idea, share it with your friends - let's move it forward and make it happen! Only "We the People" can reclaim the freedoms, liberities, and rigthts these politicians continue to steal from us ..  Remember, the politicians are PUBLIC SERVANTS! They ARE NOT royalty and / or above the law - If anything, they must be held to a higher standard than anyone else in America & when they get away with crimes, the entire system is broken!

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Food For Thought..............

After reviewing acknowledgments of God from all 50 state constitutions, one is faced with the prospect that maybe, the ACLU and the out-of-control federal courts are wrong! If you found this to be 'Food for thought' send to as many as you think will be enlightened as I hope you were.

Do you know your State's Preamble?

Alabama 1901, Preamble We the people of the State of Alabama , invoking the favor and guidance of Almighty God, do ordain and establish the following Constitution..

Alaska 1956, Preamble We, the people of Alaska , grateful to God and to those who founded our nation and pioneered this great land.

Arizona 1911, Preamble We, the people of the State of Arizona , grateful to Almighty God for our liberties, do ordain this Constitution...

Arkansas 1874, Preamble We, the people of the State of Arkansas , grateful to Almighty God for the privilege of choosing our own form of government...

California 1879, Preamble We, the People of the State of California , grateful to Almighty God for our freedom...

Colorado 1876, Preamble We, the people of Colorado , with profound reverence for the Supreme Ruler of Universe...

Connecticut 1818, Preamble. The People of Connecticut, acknowledging with gratitude the good Providence of God in permitting them to enjoy.

Delaware 1897, Preamble Through Divine Goodness all men have, by nature, the rights of worshipping and serving their Creator according to the dictates of their consciences.

Florida 1885, Preamble We, the people of the State of Florida , grateful to Almighty God for our constitutional liberty, establish this Constitution...

Georgia 1777, Preamble We, the people of Georgia , relying upon protection and guidance of Almighty God, do ordain and establish this Constitution...

Hawaii 1959, Preamble We , the people of Hawaii , Grateful for Divine Guidance ... Establish this Constitution.

Idaho 1889, Preamble We, the people of the State of Idaho , grateful to Almighty God for our freedom, to secure its blessings.

Illinois 1870, Preamble We, the people of the State of Illinois, grateful to Almighty God for the civil , political and religious liberty which He hath so long permitted us to enjoy and looking to Him for a blessing on our endeavors.

Indiana 1851, Preamble We, the People of the State of Indiana , grateful to Almighty God for the free exercise of the right to choose our form of government.

Iowa 1857, Preamble We, the People of the St ate of Iowa , grateful to the Supreme Being for the blessings hitherto enjoyed, and feeling our dependence on Him for a continuation of these blessings, establish this Constitution.

Kansas 1859, Preamble We, the people of Kansas , grateful to Almighty God for our civil and religious privileges establish this Constitution.

Kentucky 1891, Preamble.. We, the people of the Commonwealth are grateful to Almighty God for the civil, political and religious liberties..

Louisiana 1921, Preamble We, the people of the State of Louisiana , grateful to Almighty God for the civil, political and religious liberties we enjoy.

Maine 1820, Preamble We the People of Maine acknowledging with grateful hearts the goodness of the Sovereign Ruler of the Universe in affording us an opportunity .. And imploring His aid and direction.

Maryland 1776, Preamble We, the people of the state of Maryland , grateful to Almighty God for our civil and religious liberty...

Massachusetts 1780, Preamble We...the people of Massachusetts, acknowledging with grateful hearts, the goodness of the Great Legislator of the Universe In the course of His Providence, an opportunity and devoutly imploring His direction

Michigan 1908, Preamble. We, the people of the State of Michigan , grateful to Almighty God for the blessings of freedom, establish this Constitution.

Minnesota, 1857, Preamble We, the people of the State of Minnesota, grateful to God for our civil and religious liberty, and desiring to perpetuate its blessings:

Mississippi 1890, Preamble We, the people of Mississippi in convention assembled, grateful to Almighty God, and invoking His blessing on our work.

Missouri 1845, Preamble We, the people of Missouri , with profound reverence for the Supreme Ruler of the Universe, and grateful for His goodness . Establish this Constitution...

Montana 1889, Preamble. We, the people of Montana , grateful to Almighty God for the blessings of liberty establish this Constitution .

Nebraska 1875, Preamble We, the people, grateful to Almighty God for our freedom . Establish this Constitution.

Nevada 1864, Preamble We the people of the State of Nevada , grateful to Almighty God for our freedom, establish this Constitution...

New Hampshire 1792, Part I. Art. I. Sec. V Every individual has a natural and unalienable right to worship God according to the dictates of his own conscience.

New Jersey 1844, Preamble We, the people of the State of New Jersey, grateful to Almighty God for civil and religious liberty which He hath so long permitted us to enjoy, and looking to Him for a blessing on our endeavors.

New Mexico 1911, Preamble We, the People of New Mexico, grateful to Almighty God for the blessings of liberty..

New York 1846, Preamble We, the people of the State of New York , grateful to Almighty God for our freedom, in order to secure its blessings.

North Carol ina 1868, Preamble We the people of the State of North Carol ina, grateful to Almighty God, the Sovereign Ruler of Nations, for our civil, political, and religious liberties, and acknowledging our dependence upon Him for the continuance of those...

North Dakota 1889, Preamble We , the people of North Dakota , grateful to Almighty God for the blessings of civil and religious liberty, do ordain...

Ohio 1852, Preamble We the people of the state of Ohio , grateful to Almighty God for our freedom, to secure its blessings and to promote our common.

Oklahoma 1907, Preamble Invoking the guidance of Almighty God, in order to secure and perpetuate the blessings of liberty, establish this

Oregon 1857, Bill of Rights, Article I Section 2. All men shall be secure in the Natural right, to worship Almighty God according to the dictates of their consciences

Pennsylvania 1776, Preamble We, the people of Pennsylvania, grateful to Almighty God for the blessings of civil and religious liberty, and humbly invoking His guidance.....

Rhode Island 1842, Preamble. We the People of the State of Rhode Island grateful to Almighty God for the civil and religious liberty which He hath so long permitted us to enjoy, and looking to Him for a blessing....

South Carolina , 1778, Preamble We, the people of he State of South Carol ina grateful to God for our liberties, do ordain and establish this Constitution.

South Dakota 1889, Preamble We, the people of South Dakota , grateful to Almighty God for our civil and religious liberties .

Tennessee 1796, Art. XI..III. That all men have a natural and indefeasible right to worship Almighty God according to the dictates of their conscience...

Texas 1845, Preamble We the People of the Republic of Texas , acknowledging, with gratitude, the grace and beneficence of God.

Utah 1896, Preamble Grateful to Almighty God for life and liberty, we establish this Constitution.

Vermont 1777, Preamble Whereas all government ought to enable the individuals who compose it to enjoy their natural rights, and other blessings which the Author of Existence has bestowed on man ..

Virginia 1776, Bill of Rights, XVI Religion, or the Duty which we owe our Creator can be directed only by Reason and that it is the mutual duty of all to practice Christian Forbearance, Love and Charity towards each other

Washington 1889, Preamble We the People of the State of Washington, grateful to the Supreme Ruler of the Universe for our liberties, do ordain this Constitution

West Virginia 1872, Preamble Since through Divine Providence we enjoy the blessings of civil, political and religious liberty, we, the people of West Virginia reaffirm our faith in and constant reliance upon God ..

Wisconsin 1848, Preamble We, the people of Wisconsin, grateful to Almighty God for our freedom, domestic tranquility....

Wyoming 1890, Preamble We, the people of the State of Wyoming , grateful to God for our civil, political, and religious liberties, establish this Constitution...

Loan Modification success, failure, and complete confusion

Over the past few years, loan modification has become the predominant alternative to foreclosure or an option for those homeowners who simply cannot refinance for one reason or another.


The first, and most important thing to know about the modification process is that the banks DO NOT have to do it! It is not a “law” or an “entitlement.” The banks are under absolutely no formal obligation to offer any assistance what so ever. Lenders offer modifications as a means to remain profitable, and prevent financial loss. Period.

There is nothing “easy” about the modification process anymore.

Once upon a time before the Federal Government became involved, modification WAS “easy” as it was done on a case-by-case basis, and structured on the homeowner’s unique criteria. Trust me when I say I miss those “old days!” Back then we applied actual banking skills versus this generic garbage the Feds use! Success rates were much higher, and the process typically took less than 90 days start to finish. Today you’re lucky to get an approval in 6 months!

It is common knowledge the Governments HAMP program is a financial train wreck. Nationwide it maintains an approximate 88% FAILURE rate! Really? What, if anything can run at 88% failure and still operate effectively? Nothing.. Imagine if your car was running at 88% failure or if it was your heart…. Your car would be in the shop, and you’d most likely be in the hospital or worse!

There are so many twists and spins to loan modification that it’s impossible to offer any “typical” examples but the “basics” are all pretty much the same for any lender.

• You must have a legitimate hardship

• You must have a verifiable source of income

• You must be able to document your income

• You must provide a letter of “hardship”

Once you’ve compiled, and submitted your documentation package to the bank it becomes a waiting game. Always follow up with the bank to verify they’ve received ALL your documents, and they are being reviewed. Never “assume” anything.

After you’ve submitted your paperwork is when things start getting “tricky,” Your bank may not actually own your loan, and may just be servicing for another investor of Government agency. If this is the case, then your bank has very little power or authority to do much of anything other than forward your information on to the actual lien holder for review, and approval.

Should your bank be the lien holder also, odds are they will review your information for HAMP approval by default. Remember, HAMP is the Government program with an 88% failure rate…. HAMP determines whether you’re eligible or not based on your GROSS monthly income, not your net. A major mistake that causes epic failure for millions of people.

Long story short, never assume you’re “owed” a modification or that the Government program will help you as such an assumption could potentially cost you your home.

Also, don’t believe all the hype being promoted by the media and the Government. Not all private modification professionals are rip off artists. Truth be told, the scam artists represent a fraction of the industry. Most modification specialists are knowledgeable, honest, ethical professionals that genuinely care, and want to help you.

If you need to hire a professional, do your homework. You’re an intelligent person. If something sounds to good to be true, it is! You’re smart enough to recognize a scam artist when you hear or see one right?

Note: Attorneys have no “special” powers when it comes to modifications. The banks DO NOT fear them nor give them any preferential treatment

Professionals are entitled to be paid for their time, and expertise however; you should never pay anyone thousands of dollars for this service. I believe $1500.00 is a fair price considering all the time, and work involved. Personally, I’ve never charged more than $900.00 for my services, and I’ve never lost a clients home to foreclosure as a result of failure on my part!

Don’t be misled, use your brains, and do your homework!
If your need professional help with a loan modification, make sure you find, and hire someone that actually has experience, and knows what they are doing.

Patriotic American Needs Help. Can You Donate?

Patriotic American Needs Help. Can You Donate?

Arise America before the politicians STEAL the Country our founding Fathers created!

Thomas Jefferson once said:


"I believe that banking institutions are more dangerous to our liberties than standing armies . . . If the American people ever allow private banks to control the issue of their currency, first by inflation, then by deflation, the banks and corporations that will grow up around [the banks] . . . will deprive the people of all property until their children wake-up homeless on the continent their fathers conquered . . . The issuing power should be taken from the banks and restored to the people, to whom it properly belongs." -- Thomas Jefferson -- The Debate Over The Recharter Of The Bank Bill, (1809)

Read more about Thomas Jeffersons thoughts on the bankrupting of America here

America ..."We the People" own / Govern this Great Nation NOT the ELECTED politicans that have so arrogantly claimed "ownership" over her!

The Constitution begins as "We the People" NOT "We the Politicians!"

Paul Revere... America needs you ride through the night again proclaiming your warning!

Don't Fall for the Banks / Fed HYPE!! HAMP is a SCAM and a MASSIVE FAILURE!

First, let's address and acknowledge the facts ...

Across America foreclosure prevention and loan modification companies popped up like weeds once the rip off artists learned there was easy money to be made by preying on the misfortunes of others ..It's a sad reality but, it's fact.

Secondly, we as consumers need to clearly understand that not all of these companies / individuals are crooks! There are just as many (if not more) honest, ethical, legitimate professionals out here offering distressed homeowners genuine services - I know this because I am one of them, and I've NEVER cheated anyone in spite of being cheated by clients who refused to pay me for services rendered. Oh yes America, getting "burned" is a two way street only you never hear about it when we get cheated as there's no agencies we can complain to and / or report this crime..

Lately, there's been a lot of media coverage / publication regarding how no one should have to pay for professional help ..Nonsense! No one goes to work for free and certainly the banks / Government is not helping homeowners "free of charge" by any stretch of any one's imagination!

The banks, Government, and so called non profits  are very well funded and compensated by OUR TAX DOLLARS for these alleged "free" services..so don't buy that lie! The truth is, "they" just don't like and / or want competition from the private sector! This is the reality and truth you will never be told or hear from the media ..

7.2 TRILLION (12 zero's) of OUR TAX DOLLARS are being passed around to banks and government sponsored "free" help agencies instead of being passed out to the tax payers who paid them and desperately need them given back!! Remember president Bush's "stimulus" checks? What a joke! I think I got around $400 bucks back after I paid in over $30k in tax's LOL .. I framed the check and hung it on my office wall as a joke!

Do the math ... there are approximately 300 million people in America - Divide 7.2 Trillion dollars by 300 million... That would give EVERY American approximately $2.4 million dollars each!! Do you think that would solve America's economic crisis? Damned right it would!

I'm digressing ...

All the media hype you see / hear is clearly being promoted (and paid for) by those who DON'T want to see all that money spread around and / or see America's people financially strong again .. Guess who these people might be...The banks? The Government? The Wall St. Power Brokers? The Federal Reserve?  All of the above!


"HAMP Homeowner Bailout . . . money goes to banks, mostly

On November 30, Treasury finally began reporting how much it is actually paying out for foreclosure prevention to various banks and servicers (HAMP Incentive Payments 11-30-10). So far $728 million has been paid out to encourage mortgage modifications and prevent foreclosures. Of that total, less than $100 million has gone to homeowners. Nearly half the money was paid to servicers (mostly banks), and about 40% was paid to investors holding the mortgages (in many cases, banks). This relative trickle of homeowner bailout spending, one-tenth of one percent of the TARP bailout budget, turns out to end up mostly where the rest of TARP money ended up: going to the banks.

Meanwhile, the Congressional Oversight Panel's latest report finds that the Administration's foreclosure relief program has fallen woefully short of its targets, and concludes that the money set aside by Congress for homeowners may never get spent. The program's failure is partly due to bad program design, but also because Fannie Mae and Freddie Mac, charged with administration and enforcement of the HAMP contracts with banks, have failed in their roles. Pacta sund servanda.
Posted by Alan White on Friday, December 17, 2010 "




The bottom line is if you need a professional, expect to pay them! No one works for free do they? You don't, why should a person helping you out of a very bad situation?

It's up to you as an intelligent consumer to due your due diligence on whom you hire and decide what saving your family home is worth to you... It's just that simple

The Federal Trade Commission now says that as of January 31st, NO ONE (except lawyers and banks) will be allowed to charge retainer fees for their services ..To me, this is pure insanity and nothing more than a cleverly disguised power grab ... Think about it, why should lawyers and banks be exempt? Are they more honest?

C'mon now..you're smarter than that aren't you? Honest lawyers and banks?  In all fairness, I'm sure there are many but how many do you know personally and / or met in your lifetime?

http://endoftheamericandream.com/archives/the-coming-collapse-of-the-u-s-dollar

Let's also consider who runs the Government / Congress ....Lawyers and Big Banks

http://www.economicpopulist.org/content/hamp-scam

Makes you wonder doesn't it?

http://www.bloomberg.com/news/2010-10-29/mortgage-lenders-haven-t-gotten-what-s-due-them-ann-woolner.html

Since when do Americans allow themselves to be told what to do and / or who they can do it with?
Since when have "We the People" signed over our lives to politicians and greedy power brokers?

America, stop letting yourself be lied to and cheated ...

"We the People" should be free to hire anyone / anywhere to help us without interferance from any form of Government ..

Don't you agree?


The TRUTH is out here America!!